Checking doesn't have to cost you a lot of time or money. An Edwards FCU Checking account can be FREE of a monthly service fee when any one of the relationships below is met each month. You'll always have around-the-clock access to your funds online, by phone, and through a nationwide network of ATMs.

*All checking accounts are subject to a $6 per month service charge.  One primary membership checking account may qualify for the $6 per month fee waiver when one or more of the following relationships are present on the corresponding account number at month end:

  • Active member of the military;
  • Have a loan with a balance;
  • Maintain a minimum daily average checking balance  of $1,000 or greater; or
  • Maintaining a minimum daily average checking balance of $4,000 or greater total in   checking plus all savings accounts combined;
  • Complete at least 25 electronic transactions per month (transactions include each use of your Edwards debit card, including use at POS terminals and ATMs; each bill paid through Edwards’ online bill payment program; and each ACH direct deposit or withdrawal).
  • Under 18 years of age or over 65.
All Edwards Checking Accounts Feature
  • Free Online Banking and Bill Payer
  • Access to nearly 30,000 surcharge-free ATMs through the nationwide CO-OP® network
  • Convenient ATM access through STAR®, Armed Forces Financial Network, and Plus Networks
  • No fee for VISA® Check Card purchases
  • Can be linked to your Savings for Overdraft Protection
  • Overdraft Protection available for qualified members
  • Free Debit Card with worldwide acceptance
  • Deposits and withdrawals are posted in the order that they are presented
  • Federally insured by the National Credit Union Administration