Term Share Certificates
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Earn generous dividends while you build your balance with a Certificate from Edwards FCU. Just let your money sit for the period of time that you choose, and collect your dividend earnings. 

Improve your financial outlook with a Term Share Certificate from Edwards FCU.

  • No fees to open or maintain your account.
  • Minimum deposit $1,000.
  • Choose terms from 6 to 60 months with an option to renew when the term ends.
  • Enjoy generous tiered-rates so the longer your investment, the more you earn.
  • Dividends are earned daily and compounded quarterly.
  • You can have your interest paid to your Checking, Savings, or Certificate account.
  • Accounts are safe and insured up to $250,000.*
  • Get free and easy account access in the branch, online, and by phone.
  • Your Certificate can even be used as collateral for a Secured Loan.
  • Deposit funds whenever you like. Ask about easy automatic deposit options.

There's a variety of Certificates to choose from. With rates, terms, and features to meet every need, there's a Certificate that's just right for you. Click here to view current dividend yields for the Certificates listed. Contact us by phone or visit us at the branch to start saving and earning today. Our team of professionals can help you plan for a bright future.

Share Certificates

  • Minimum deposit of $1,000
  • Terms from 6 months to 5 years

IRA Certificates

  • Minimum deposit of $1,000
  • Terms from 6 months to 5 years


*All deposits are insured up to $250,000 by the National Credit Union Administration.