Now until the end of April 2017, Edwards’ members can take advantage of a limited time Certificate Rate Bonus. Open a new one-year certificate and you’ll earn ½ per­cent above our daily-posted rate. Based on today’s rate this means with the bonus a one year certificate will earn .65% APY. If you can park your money for a little longer, your rate bonus can be 1.00% APY. All 2, 3, 4 and 5-year term certificates opened in April will earn an additional 1.00% APY above the daily posted rate. As this issue of InFormation was being prepared this would mean 2 year CDs would earn 1.25% APY and 5 year CDs 1.55% APY*!


*APY = Annual Percentage Yield. All savings are insured up to at least $250,000 by the NCUA, an agency of the Federal Government. All rates subject to change daily, however once certificate is opened the APY in effect on the day of opening remains in effect for the complete term of the certificate. A $1,000 minimum deposit is required to open certificates in this program. Rate bonus available for both new and existing funds on deposit with Edwards FCU. Offer valid until April 30, 2017 or if total program deposits reach $10,000,000. Rates quoted as of 3/17/17.

Term Share Certificates

Earn generous dividends while you build your balance with a Certificate from Edwards FCU. Just let your money sit for the period of time that you choose, and collect your dividend earnings. 

Improve your financial outlook with a Term Share Certificate from Edwards FCU.

  • No fees to open or maintain your account.
  • Minimum investment amounts start as low as $250.
  • Choose terms from 6 to 60 months with an option to renew when the term ends.
  • Enjoy generous tiered-rates so the longer your investment, the more you earn.
  • Dividends are earned daily and compounded quarterly.
  • You can have your interest paid to your Checking, Savings, or Certificate account.
  • Accounts are safe and insured up to $250,000.*
  • Get free and easy account access in the branch, online, and by phone.
  • Your Certificate can even be used as collateral for a Secured Loan.
  • Deposit funds whenever you like. Ask about easy automatic deposit options.

There's a variety of Certificates to choose from. With rates, terms, and features to meet every need, there's a Certificate that's just right for you. Click here to view current dividend yields for the Certificates listed. Contact us by phone or visit us at the branch to start saving and earning today. Our team of professionals can help you plan for a bright future.

Share Certificates

  • Minimum deposit of $1,000
  • Terms from 6 months to 5 years

Share Builder Certificates

  • Minimum deposit of $250
  • Term is 18 months

IRA Certificates

  • Minimum deposit of $1,000
  • Terms from 6 months to 5 years


*All deposits are insured up to $250,000 by the National Credit Union Administration.