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New & Used Auto Loans

It is time to give yourself and your family peace of mind with a reliable new vehicle. Edwards FCU is here to give the lowest possible rate to make sure you are able to finance the vehicle you deserve. We are committed to making your loan process as smooth as possible, whether you are purchasing from a dealer, private seller or refinancing a current loan.

See some of the many benefits of an auto loan from Edwards FCU:

  • Low monthly payments
  • Competitive Interest rates
  • Flexible terms up to 84 months†
  • Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
  • No pre-payment penalty
  • Convenient payment options online, by mail, through payroll deduction, or with automatic direct deposit

† 84 months purchase price = $30,000 or greater.

Vehicle rates and Terms

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Complete your application online, fax it, mail it, or bring it into one of our branches.

Rates and terms are available based on credit rating and vehicle value. All loans are based on approved credit and we reserve the right to decline credit. Please call or check our Rates Page for additional information. Comprehensive, collision, and liability insurance coverage is required with deductibles of no more than $500. The vehicle title and insurance coverage must show Edwards FCU as the legal owner. The named person must sign all documentation required by Edwards FCU to allow the transfer.