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New & Used Auto Loans

It is time to give yourself and your family peace of mind with a reliable new vehicle. Edwards FCU is here to give the lowest possible rate to make sure you are able to finance the vehicle you deserve. We are committed to making your loan process as smooth as possible, whether you are purchasing from a dealer, private seller or refinancing a current loan.

See some of the many benefits of an auto loan from Edwards FCU:

  • Low monthly payments
  • Competitive Interest rates
  • Flexible terms up to 84 months†
  • Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
  • No pre-payment penalty
  • Convenient payment options online, by mail, through payroll deduction, or with automatic direct deposit

† 84 months purchase price = $30,000 or greater.

Vehicle rates and Terms

Apply Now

Complete your application online, fax it, mail it, or bring it into one of our branches.

We’ll guide you through financing with Edwards, trade-in, vehicle purchase to delivery at your EFCU branch. You’ll save money and skip the hassle associated with salespeople and dealerships. 

Your Edwards FCU Autoland representative will help you find the right vehicle for you; locate new and used vehicles; negotiate a fair price and maximize your trade-in value. When the deal is done, they’ll deliver the vehicle to you at your EFCU branch.  How easy is that?  No dealerships, no surprises, no hassle. 
how it works
Apply for an auto loan with EFCU online or in the branch with terms up to 84* months, your Autoland personal vehicle shopper will work with us to finalize the loan. From there, they will help you to …
• Select new or pre-owned cars, SUV’s, vans and trucks from our huge network of affiliated California dealers with the make, model and options you desire 
• Negotiate a price based on Autoland’s special dealer pricing
• Get a great deal on your trade in
• Pick up your vehicle at your EFCU branch (or your home or office)
• Autoland takes the hassles out of buying a vehicle – at no cost to you. Plus, you have no obligation to buy through Autoland when you use their services

get started
1. APPLY NOW for an Edwards FCU vehicle loan 
2. Call Autoland and ask for your Edwards FCU representative at 800.234.6999

*84 month terms available for loan amounts of $30,000+; Edwards members must reside in California to purchase through Autoland

Rates and terms are available based on credit rating and vehicle value. All loans are based on approved credit and we reserve the right to decline credit. Please call or check our Rates Page for additional information. Comprehensive, collision, and liability insurance coverage is required with deductibles of no more than $500. The vehicle title and insurance coverage must show Edwards FCU as the legal owner. The named person must sign all documentation required by Edwards FCU to allow the transfer.