New & Used Auto Loans

It is time to give yourself and your family the piece of mind with a reliable new vehicle. Edwards FCU is here to give the lowest possible rate to make sure you are able to finance the vehicle you deserve. We are committed to making your loan process as smooth as possible, whether you are purchasing from a dealer, private seller or refinancing a current loan.

See some of the many benefits of an auto loan from Edwards FCU:

• Low monthly payments
• Competitive Interest rates
• Flexible terms up to 84 months*
• Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
• When you set up automatic payment enjoy .50% off your loan rate.
• No pre-payment penalty
• Convenient payment options online, by mail, through payroll deduction, or with automatic direct deposit

*84 months purchase price = $30,000 or greater.

Vehicle rates and Terms

Apply Now

Complete your application online, fax it, mail it, or bring it into one of our three branches.

Credit Union Direct Lending^®
At participating dealerships you can be approved for an Edwards FCU loan anytime, even when our offices are closed! For participating CUDL dealers and other helpful auto buying tips click the link above or call (888) 283-4732.

GAP Plus Coverage
GAP could save you thousands of dollars that would otherwise be an out-of pocket expense. This affordable coverage bridges the gap between what you owe and what your insurance company will pay if your vehicle is totaled or stolen.

Automatic Payments & Deposits With Payroll Deduction
Payroll deduction is an effective way to automatically make loan payments or build a savings. You can choose the deduction amount and time of month most convenient for you.

Auto Sources
Here are some help tools to assist you in finding the right vehicle to fit all your needs. You will find comparison tools, a payment calculator, online auto-buying services, and more!

Rates and terms are available based on credit rating and vehicle value. All loans are based on approved credit and we reserve the right to decline credit. Please call or check our Rates Page for additional information. Comprehensive, collision, and liability insurance coverage is required with deductibles of no more than $500. The vehicle title and insurance coverage must show Edwards FCU as the legal owner. The named person must sign all documentation required by Edwards FCU to allow the transfer.