Ask about our new 5/1 Adjustable Rate Mortgage (ARM)
  • Fixed rate for 5 years, then variable for remaining 25 year term
  • Lower initial payments for 5 years can help you get into your first home.

For more information about our mortgage lending options or to apply for a home loan, please call us at 661.952.5945.

Home Loans

At EFCU, we’re committed to helping our members achieve the stability that smart home ownership can provide.  Our staff works with members who want to set goals to prepare for home ownership.  We encourage members to keep payments manageable to protect assets for the long term.  In addition, EFCU works with current homeowners who want to use the equity in their homes to plan for education costs, home improvements, and much more.