Real Estate Loans

A home is one of the smartest investments you can make. As a member of Edwards FCU, you have access to the best real estate products and professional assistance. We offer home mortgages, equity loans, and lines of credit with competitive rates, flexible terms, and low payments. Let your Credit Union help you select the right products to move you ahead in this market.

Home Equity Loan

• Flexible terms to 120 months
• Low rate and low monthly payment
• Enjoy fixed rates and a fixed payment option
• Borrow up to 80% of your available equity
• Tax-deductible interest*

Home Equity Line of Credit (HELOC)

• No fees
• Low rate and low monthly payment
• Low variable rates
• No points or closing costs
• Easy-access to your HELOC funds through ATM, CLIC Online Banking, and CALL-24
• Borrow up to 90% of your available equity
• Tax-deductible interest*

Mortgage Loans

With our partner, Members Loan Services, Inc., you can get the personal service you deserve, and the real estate products you need.

• Fixed and Adjustable Rate Loans
• 1st Trust Deeds
• First-Time Homebuyer Programs
• Mortgages for all credit types
• FHA & VA Loans
• Refinance your current mortgage from another lender to lower your payments and save.
• Financing available for owner-occupied and rental-property houses, condos and vacation retreats.
• Click here to find out more and apply online**.

For more information about our mortgage lending program or a mortgage loan application, please contact Members Loan Services (MLS), 888-567-6989 toll-free, or visit their web site at www.membersloanservices.com.

*Tax laws are complicated, can change from time to time, and are subject to different interpretations. See your tax advisor for detailed explanations and for advice on how they apply to your individual circumstances.

All loans subject to credit approval. California properties only. Contact Edwards FCU for full details and disclosures. Terms, conditions, and rates are subject to change without notice, at any time. Call for current rates or click here. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Edwards FCU provides web links for information only. Edwards FCU does not endorse other sites and is not responsible for content or security. Edwards FCU does not represent the member or the third party in transactions. Inquiries about other sites should be directed to those sites.