Secured Loans

Rates

Share Savings Loan

  • Loan is secured by funds in the share savings account.
  • Borrow up to the amount in your account.
  • Funds continue to earn dividends in the share savings doing the length of the loan.
  • Share Savings Secured Loan can be paid off at any time without a pre-payment penalty.
  • The interest rate is 2% above the share savings interest rate.
Apply for a Loan

Share Certificate Loan

  • Loan is secured by funds in the share certificate.
  • Borrow up to the amount in your share certificate.
  • Funds continue to earn dividends in the share certificate doing the length of the loan.
  • Share Certificate Secured Loan can be paid off at any time without a pre-payment penalty.
  • The interest rate is 2% above the share certificate interest rate you have.
  • Rate adjusts when certificate reinvests.
Apply for a Loan

Sporting Vehicle Loans

  • Enjoy low, fixed rates for your RV, Boat, Motorcycle and Airplane loans.
  • Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
  • No pre-payment penalty.
Apply for a Loan

 

All loan rates and terms are subject to credit worthiness and approval. Rates and Terms may change at any time. Edwards Federal Credit Union is an Equal Opportunity Lender.

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