Secured Loans

There's a loan for everyone at Edwards FCU. For those just building their good credit, a Secured Loan is a great way to get established.

Share Savings Secured Loan

• Loan is secured by funds in the share savings account.
• Borrow up to the amount in your account.
• Funds continue to earn dividends in the share savings doing the length of the loan.
• Share Savings Secured Loan can be paid off at any time without a pre-payment penalty.
• The interest rate is 2% above the share savings interest rate.

Share Certificate Secured Loan

• Loan is secured by funds in the share certificate.
• Borrow up to the amount in your share certificate.
• Funds continue to earn dividends in the share certificate doing the length of the loan.
• Share Certificate Secured Loan can be paid off at any time without a pre-payment penalty.
• The interest rate is 2% above the share certificate interest rate you have.
• Rate adjusts when certificate reinvests.

RV, Boat, Motorcycle and Airplane Loans

• Enjoy low, fixed rates for your RV, Boat, Motorcycle and Airplane loan.
• Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
• No pre-payment penalty