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Life happens and we offer an affordable way to help, without derailing your financial future. Turn to our Lifestyle/Personal Loans for any reason:
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Borrow exactly what you need when it’s needed, with the terms that fit your budget and your time frame. The amount borrowed can be used for any reason.
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Personal Loans
Personal loans are closed-end loans offered by Edwards FCU in order to make borrowing simple and flexible.
The benefits of a Personal Loan from Edwards FCU:
- No annual fee.
- Enjoy a fixed rate.
- No pre-payment penalty.
- Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
- Easy access to your funds through ATMs, Online Banking, and by phone.
- Generous credit up to $25,000.
- Flexible terms up to 60 months.
- Low monthly payments with fixed payment plans available.
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Personal Line of Credit (Unsecured)
The Edwards FCU Line of Credit gives you the freedom to borrow from an ongoing credit line. As you pay your credit line funds are replenished so they can be used again.
The benefits of a Personal Line of Credit from Edwards FCU:
- No annual fee.
- Enjoy a fixed rate.
- No pre-payment penalty.
- Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
- Access your funds around the clock at ATMs, through Online Banking and by phone.
- Generous credit limits up to $25,000.
- May be set up as overdraft protection for your Edwards FCU checking account.
- Payments as low as 3% of your line of credit balance.
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All loan rates and terms are subject to credit worthiness and approval. Rates and Terms may change at any time. Edwards Federal Credit Union is an Equal Opportunity Lender.
*APR = Annual Percentage Rate. Restrictions may apply, membership required, subject to credit approval, please contact the credit union for details.