Lifestyle  Loans

Life happens and we offer an affordable way to help, without derailing your financial future. Turn to our Lifestyle Loans any reason:

  • Adoption Services
  • Air fare
  • Any emergency
  • Auto Repairs
  • Band Instruments
  • Cosmetic Surgery
  • Debt Consolidations
  • Dentistry/Orthodontics
  • Education
  • Electrolysis
  • Fertility Treatments
  • Funerals
  • Golf Carts
  • Hair Restoration
  • Hearing Aids
  • Heating/AC
  • Help out a family member
  • Holiday Expenses
  • Home Improvements
  • Honeymoon
  • Investments
  • Jewelry
  • Landscaping
  • Medical costs not covered by insurance
  • Moving Expenses
  • New born
  • Pools/Spas
  • Religious Retreats
  • Taxes
  • Tornado Shelters
  • Vacations
  • Veterinary Care
  • Vision Care (LASIK)
  • Weddings


Borrow exactly what you need when it's needed, with the terms that fit your budget and your time frame. The amount borrowed can be used for any reason.

Personal  Loans

Personal loans are closed-end loans offered by Edwards FCU in order to make borrowing simple and flexible.

The benefits of a Personal Loan from Edwards FCU

  • No annual fee
  • Enjoy a fixed rate**
  • No pre-payment penalty
  • Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
  • Easy access to your funds through ATMs, CLIC Online Banking, and by phone.
  • Generous credit up to $25,000
  • Flexible terms up to 60 months*
  • Low monthly payments with fixed payment plans available


APPLY ONLINE NOW  
Not a member yet?  Join now on the Loan Application Page
CALL US 
661.952.5945 or toll free 877.256.3300 
VISIT A BRANCH  
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*Personal Loan (Closed-End) Example: $3,000 borrowed @9.74% APR, 30-day due date, 60 mos. term = 59 payments of approximately $63.37, and one payment of approximately $62.88. Total finance charges = $801.71 and total repaid is $3,801.71

**All loan rates and terms are subject to change.