Life happens and we offer an affordable way to help, without derailing your financial future. Turn to our Lifestyle Loans any reason:
Borrow exactly what you need when it's needed, with the terms that fit your budget and your time frame. The amount borrowed can be used for any reason.
Personal loans are closed-end loans offered by Edwards FCU in order to make borrowing simple and flexible.
The benefits of a Personal Loan from Edwards FCU
- No annual fee
- Enjoy a fixed rate**
- No pre-payment penalty
- Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
- Easy access to your funds through ATMs, CLIC Online Banking, and by phone.
- Generous credit up to $25,000
- Flexible terms up to 60 months*
- Low monthly payments with fixed payment plans available
*Personal Loan (Closed-End) Example: $3,000 borrowed @9.74% APR, 30-day due date, 60 mos. term = 59 payments of approximately $63.37, and one payment of approximately $62.88. Total finance charges = $801.71 and total repaid is $3,801.71
**All loan rates and terms are subject to change.