Unsecured Loans

Personal Line of Credit
(Unsecured)

The Edwards FCU Line of Credit gives you the freedom to borrow from an ongoing credit line. As you pay your credit line funds are replenished so they can be used again!

The benefits of a Line of Credit /Over Draft from Edwards FCU

• No annual fee
• Enjoy a fixed rate**
• No pre-payment penalty
• Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
• When you set up automatic payment enjoy .50% off your loan rate.
• Access your funds around the clock at ATMs, through CLIC Online Banking and by phone.
• Generous credit limits up to $25,000
• May be set up as overdraft protection for your Edwards FCU checking account.
• Payments as low as 3% of your line of credit balance.

Signature Loans
(Unsecured)

Signature loans are closed-end loans offered by Edwards FCU in order to make borrowing simple and flexible.

The benefits of a Signature Loan from Edwards FCU

• No annual fee
• Enjoy a fixed rate**
• No pre-payment penalty
• Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
• When you set up automatic payment enjoy .50% off your loan rate.
• Easy access to your funds through ATMs, CLIC Online Banking, and by phone.
• Generous credit up to $25,000
• Flexible terms up to 60 months*
• Low monthly payments with fixed payment plans available

*Signature Loan (Closed-End) Example: $3,000 borrowed @9.74% APR, 30-day due date, 60 mos. term = 59 payments of approximately $63.37, and one payment of approximately $62.88. Total finance charges = $801.71 and total repaid is $3,801.71

**All loan rates and terms are subject to change.