Visa® Credit Cards

A Visa Credit Card from Edwards FCU is one of the best cards you can carry. Check out the rates and terms here: fixed-rates and flexible terms for both the Visa Classic, and the Visa Platinum.

Classic or Platinum - you benefit no matter which Visa you choose!

  • No annual fees
  • No cash advance fees
  • No transfer fee when transferring balances from other cards
  • Low fixed-rates
  • Low monthly payments
  • Convenient 25-day payment grace-period
  • No interest for balances paid in full by the date due
  • No transaction fee for purchases
  • Purchasing power at thousands of locations and designated ATMs worldwide

Visa® Classic Card

This Visa is for everything you need - Your Edwards FCU Visa Classic Card also offers Auto Rental Insurance to protect you from rental car mishaps and unwanted charges.

Verified by Visa

It's fast, easy, and free! It's Verified by Visa - the new way to protect yourself while you're shopping online. Edwards FCU and Visa are proud to bring you the extra feature which ensures that your personal information is protected, and your shopping experience is pleasant!

Verified by Visa

Here's how Verified by Visa works:

  1. Shop at participating online stores. Make purchases as usual by entering your Visa number and submitting your order.
  2. A window will appear asking for your Verified by Visa password so your identity can quickly be confirmed.
  3. Now you're done! You will simply return again to the online store.

Sign up at www.usa.visa.com

Choose your personal password and activate your card. Then you can access "Places to Shop" to see all the Internet sites where Verified by Visa protects you. If you use your card at a Website that's not yet participating, it continues to work as usual.


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All programs are subject to terms, conditions, and credit approval. ScoreCard points are available for Platinum accounts only. Click here for complete Visa disclosures.