Online Banking Security - Everyday, Everywhere!

Meet Enhanced Login Security

This superior security technology protects your accounts from unauthorized access. It identifies you as the true "owner" of your accounts by recognizing not only your password but your computer as well. If we don't recognize your computer - you've logged in from a public computer or one you haven't used before - we'll ask you for information that only you will know as an additional line of defense to prevent unauthorized access. With Enhanced Login Security, you'll be protected from whatever computer you're using, whether you're at home or on the go.

Enhanced Login Security will:

• Defend against identity theft and fraud.
• Provide security from any computer, wherever you are.
• Make it easy for you to bank online anytime, anywhere.

Just one more way to ensure online fraud prevention, everyday and everywhere!

Online Security

With the Internet as the fastest growing form of commercial exchange in the world, the need for tighter security is paramount. Therefore, Edwards Federal Credit Union has taken a serious approach to security. From the ground up, we have implemented a security system that safeguards your money and keeps your account information private. Edwards Federal Credit Union has been equipped with a protected environment using a nationally recognized networking architecture consisting of data encryption throughout the transmission to prevent unauthorized access.

Layers of security include automatic sign-off, encryption, firewalls, and password lockout.

Automatic Sign Off

Sometimes you may be using a remote computer when you're banking online, thus remembering to sign off is very important. However, if you do forget to sign off, Edwards will automatically sign off for you after a predetermined time period of inactivity. This will prevent anyone from accessing your account.

Encryption

Edwards utilizes different types of technology to ensure the confidentiality of its transactions through the Internet, such as Netscape's SSL protocol. SSL is an open protocol for securing data communications across computer networks which provides secure channels for data transmission through encryption. SSL also provides transfer capabilities of digitally signed certificates for authentication procedures. Certificates of authentication offers message integrity, thus ensuring that data can not be modified after it has been sent. Certificates are issued by a globally recognized Certifcate Authority, VeriSign Internet Trust Services.

Firewalls

The credit union is protected by a firewall, which is a barrier between the outside Internet and the internal credit union network. The firewall verifies each network packet and determines whether to permit access. All incoming IP traffic is actually addressed to the firewall, which only allows pertinent information to flow into the credit union.

Password Lockout

In order to bank online, you need to know a unique password. If someone else is trying to enter a password to view your banking information, he/she won't get very far. Edwards's Clic Online Banking allows only 3 chances to enter a password. After 3 failed attempts, it is determined to be fraudulent activity and the account is "locked out". No further login attempts will be allowed.

Edwards is dedicated to providing alternative banking options with stringent security measures for our members. We have your privacy, protection, and piece of mind at the forefront of our online banking solution, Clic Online Banking.

For more detailed information about the security of the Online Banking system, please click here.