Last updated: December 10, 2024
Dear Members,
As we enter the holiday season, I want to take a moment to reflect on the joy and meaning this time of year brings. Amid the hustle and bustle, it’s important to focus on what truly matters—family, friends, and the spirit of giving. At Edwards Federal Credit Union, we’re here to help make your season a little brighter and less stressful, so you can enjoy what matters most.
This December we’re excited to invite you and your family to our Cookies with Santa and Mrs. Claus event on Friday, December 20, from 4:00 PM to 6:00 PM. Bring the kids for a festive afternoon of holiday cheer, delicious cookies, and plenty of photo opportunities. We can’t wait to celebrate with you!
This past month, we shared some early holiday cheer with an extra dividend on your savings! Thanks to a recent rate bump, your account received a boost—a special “thank you” for being part of the Edwards Federal Credit Union family. We hope it adds joy to your holiday season.
We’re also making it easier to enjoy the holidays with our Edwards Makes the Holidays Happen campaign. Take advantage of our special promotions, including:
These options are designed to bring you financial flexibility during the busiest time of year. We are truly thankful for your membership and trust. This season, let’s celebrate the joy of togetherness and make memories that last a lifetime. From all of us at Edwards Federal Credit Union, happy holidays to you and your loved ones.
Warm regards,
Carter Pope
CEO, Edwards Federal Credit Union
Board of Directors: Nominations Now Open
Elections for four open positions on the Board of Directors will be held. Nominations for open positions must be made by petition. The Nominating Committee will reveal all candidates. Individuals must be at least 18 years of age and members in good standing of Edwards Federal Credit Union to be eligible to sign a petition. Each nomination position must include at least 150member signatures. Petitions must be submitted no later than April 15, 2025 to: Edwards Federal Credit Union, Attn: Nominating Committee, 10 South Muroc Drive, Edwards, CA 93524. The election will not be conducted by ballot and there will be no nominations from the floor when the nominees equal the number of positions to be filled. Only one vote per member is permitted.
December’s Member Testimonial Highlights
“I have 2 banks this is the BEST bank I have! I love the employees always very helpful no matter what I need from the front desk ladies to the ones who helped me get loans Thank you Edward’s Credit union!”
-Veronica G.
“Love coming in to do my banking! Everyone on the team has been amazing! Always professional and polite. Came on shred day, awesome event guys!”
– Krystal S.
“I’ve been banking with Edwards for 6 years and my family has been for over 10 years and we truly love how their banking system operates. Love the members life insurance and low rates and the customer service is great.”
Jasmine P.
Product/Promotion of the Month
Edwards Makes the Holidays Happen
No Matter What’s on Your Holiday Wishlist, We’ve Got a Loan for That!
Holiday Offer
- 5.99% APR for 12 months
- 6.99% APR for 24 months
- Borrow up to $2,500 to brighten your holiday season
Holiday Loan details: Terms, rates, and conditions apply. For complete information, click here.
Community Corner
In this month’s Community Corner, we’re proud to highlight our deep roots in the Antelope Valley, as the only financial institution born and raised right here. Being a part of this community isn’t just what we do—it’s who we are. This past November, we were thrilled to be a part of several community events including:
- Edwards Air Force Base Newcomers Orientation
- Dia De Los Muertos Palmdale Community Event
- Veterans’ Day Breakfast
- Edwards Air Force Base Fall Fest
- Grace Resources Food Drive


We remain committed to making a positive impact in the Antelope Valley, where our community always comes first.

Upcoming Events
As we step into December, we’re excited to share a lineup of events where Edwards Federal Credit Union will be actively involved—be sure to join us, be a part of the fun, and stop by to say hi!
A Magical Christmas Parade
Saturday, December 14
10:00 AM
Palmdale Blvd: 20th St
East to Poncitlan Square
Posada Event
Saturday, December 14
10:00 AM – 2:00 PM
Poncitlán Square
38315 9th St East, Palmdale
A Magical Blvd Christmas
Saturday, December 14
5:00 PM – 9:00 PM
The Blvd, Lancaster
Cookies with Santa & Mrs. Claus
Friday, December 20
4:00 PM – 6:00 PM
Edwards Federal Credit Union
Palmdale Branch
39963 10th St West
Employee Highlight
Meet Manny, one of our incredible Member Consultants! Manny has been a valued part of our team for 1 year and 3 months and he brings his dedication and positivity to every interaction. His favorite part of the job is creating a positive member experience, which he achieves by actively listening to members’ needs, offering tailored financial solutions, and always greeting everyone with a warm smile. Manny’s approach ensures that every member feels supported and valued during their visit.
When it comes to financial advice, Manny says, “Start saving young.” It’s a simple tip that can pave the way for long-term financial success. Outside of work, Manny is a pizza lover and dreams of visiting Tokyo one day to experience its culture and sights.
Thank you, Manny, for your hard work and the positive energy you bring to our credit union every day. If you see Manny, be sure to say hello!

Unlock Your Financial Potential with MoneyEDU
Free for EFCU Members!
Introducing MoneyEdu, our exclusive online financial wellness program for Edwards Federal Credit Union members. MoneyEdu offers personalized tools to help you manage your finances, overcome debt, and build a secure financial future.
Here’s what you can access:
Interactive Courses
Over a dozen courses to fit your busy schedule. Learn at your own pace, get actionable financial tips, and earn shareable completion certificates.
Create a Financial Plan
Our tools will help you track your progress and adjust as needed to stay on track. Create a budget, track your progress each month, set personalized financial goals, and more. You can even add tasks to your Outlook, Yahoo, Google, and other online calendars.
Assessments & Tools
Measure your financial health, assess your risk of identity theft, project retirement savings, and more.
Member Incentives
Registered members can participate in contests tied to MoneyEdu accomplishments.
Find out more topics at our Financial Wellness Center HERE. We’re here to help you succeed!

AV ALTA FC Tickets are Live!
We’re proud to support AV ALTA FC, Antelope Valley’s premier semi-professional soccer team as a founding partner. The energy around the team has been incredible as they prepare for an action-packed season ahead! From building a strong roster to engaging with the community through events and outreach, exciting things are happening both on and off the field.
The new season kicks off in Spring 2025, and you won’t want to miss a moment of the action. Secure your spot to cheer on AV ALTA FC by purchasing your season tickets today! Visit AV ALTA FC Season Tickets to grab yours and show your support for our local team.
Together, we’re making a difference in the community and celebrating the love of the game. Let’s go, AV ALTA FC
Contact & Support Information
Contact Center: (661) 952-5945
Lending: (661) 952-4874
Collections: (661) 952-7753
Palmdale Branch – New Hours
Starting January 2, 2025, the Palmdale Branch will have new hours:
Monday to Friday: 9:30 AM – 6:00 PM
Saturday: 9:00 AM – 1:00 PM