Last updated: February 12, 2025
Dear Valued Member,
As we step into February, a month that reminds us of the importance of appreciation and connection, we want to take a moment to say thank you. At Edwards Federal Credit Union, our members are at the heart of everything we do, and this month, we’re showing our love by continuing to provide financial solutions, community engagement, and opportunities to help you thrive.
This month, our financial wellness focus is “Navigating Risks and Opportunities: Unlocking Your Financial Potential.” Understanding how to make informed financial decisions, balance risk, and seize opportunities can have a lasting impact on your financial future. We’re here to provide the tools, resources, and support to help you stay on the path to success.
We are also excited to continue recruiting for our new Volunteer Task Force! This initiative gives our members a unique way to connect with the Antelope Valley community while representing Edwards FCU. Volunteers will help welcome visitors to our booths, distribute information (and candy!), and share their own experiences with our credit union. If you’d like to be part of this meaningful and fun opportunity, email Aura at aaguirre@edwardsfcu.org to sign up—we’d love to have you join us!
In other exciting news, we’re happy to introduce a Principal-Only Payment option for our loan holders. This new feature allows you to make payments that go directly toward reducing your loan’s principal balance, helping you pay off your loan faster and reduce the total interest paid over time. We’re always looking for ways to provide greater financial flexibility and savings for our members, and we’re thrilled to offer this new benefit.
At Edwards Federal Credit Union, our mission is to support your financial wellness and help you achieve your dreams. We are grateful for the trust you place in us and proud to serve such an incredible community. I look forward to another year of working together to build a brighter financial future. Thank you for being part of our credit union family!
Warm regards,
Carter Pope
CEO, Edwards Federal Credit Union
Join us for Edwards Federal Credit Union’s 63rd Annual Meeting, where you’ll have the opportunity to participate in the election for open positions on our Board of Directors. Your involvement is crucial in shaping the future of our credit union.
Click here for more information.
December’s Member Testimonial Highlights
“Quick, easy customer service, even though I’m out of stateRyan was absolutely incredibly helpful with my situation I was having with the bank. I was nervous about a wire and he calmed me down and he has great professional customer service.
Thank you so much.”
–Michelle W.
“My account was somehow compromised right before the holidays and EFCU immediately flagged my bank card so the charges would not go through. I am very pleased and grateful to them. I brought in a personal check to have cashed because of this fraudulent activity by scammers and they cashed it to me no problems no headache. They have sent me invitations and even virtual holiday cards. Thank you to Edwards for helping out the community.”
– Maria C.
Product/Promotion of the Month
Visa Platinum Rewards Credit Card:
- 0% Visa Platinum Balance Transfer & Purchase
- No Annual Fees
- Loan amounts up to $30,000
- 0% on all balance transfer and purchases for the first 6 months (180 days from account opening)account opening)
- 3% Balance Transfer Fee during the first 6 months (180 days)
- Visa Platinum Rewards
- Welcome Bonus: Retail purchases earn points and will earn a 500-point bonus if cardholder(s) spend up to $1,000 in the first 90 days.
Disclosures
*APR=Annual Percentage Rate. Grace period for repayment of balance for purchases. 25 days on average to repay your balance for purchases before a finance charge will be imposed. Balance computation method for purchases. Average daily balance including new purchases. $25 transaction fee for paying late if not received within 10 days after the due date. The information about the cost of the Visa credit cards above is accurate as of 11/07/2024. This information may have changed after that date. All loans are subject to credit approval. Loan rates, terms, and conditions are subject to change without notice. Your actual loan rate may vary from the rates shown, and will be based on an evaluation of your credit profile. Click here for complete credit card disclosure.
Community Corner
In this month’s Community Corner, we’re proud to highlight our deep roots in the Antelope Valley, as the only financial institution born and raised right here. Being a part of this community isn’t just what we do—it’s who we are. This past January, we were thrilled to be a part of several community events including:
- Antelope Valley College Spring Registration Event
- AV Wedding & Quinceanera Expo
- AV Chambers Business 4 Breakfast at Lancaster High School
- Edwards Federal Credit Union Member Appreciation Event
We remain committed to making a positive impact in the Antelope Valley, where our community always comes first.
Upcoming Events
As we step into January, we’re excited to share a lineup of events where Edwards Federal Credit Union will be actively involved—be sure to join us, be a part of the fun, and stop by to say hi!
Sunday, February 16
Antelope Valley Country Club Wedding & Quinceanera Expo
11:00 AM – 3:00 PM
39800 Country Club Drive
Palmdale, CA 93551
Principal Only Payment Options Now Available!
Edwards now offers members the option to make “Principal Only Payments” on their loans. This allows our members the ability to reduce the amount of the loan itself, which can help to shorten the loan term and reduce the total interest paid over time.
Please see screen shots below on how to make a Principal Only Payment website and mobile application:
Financial Wellness Topic of the Month:
Navigating Risks and Opportunities: Unlocking Your Financial Potential
Creating a financial plan doesn’t need to be complicated. With MoneyEdu, you can:
- Set SMART financial goals and track your progress with calendar reminders.
- Create a monthly budget with personalized suggestions for saving money.
- Learn about debt reduction strategies like the popular “Avalanche” method.
- Complete self-paced courses and earn completion certificates you can share.
Helpful Articles:
AV ALTA FC Inaugural Season Schedule is now Live!
The wait is over—AV ALTA FC’s official inaugural season schedule is now live! As a founding partner, Edwards Federal Credit Union is thrilled to support Antelope Valley’s premier semi-professional soccer team as they gear up for an electrifying season.
The team has been making big moves, from assembling a talented roster to connecting with the community through engaging events and outreach. The excitement is building both on and off the field, and we can’t wait to cheer them on!
Check out the full schedule and get ready to show your support! Stay tuned for upcoming game-day experiences, exclusive fan opportunities, and more. To view this inaugural season’s schedule, head HERE.
The new season kicks off in Spring 2025, and you won’t want to miss a moment of the action. Secure your spot to cheer on AV ALTA FC by purchasing your season tickets today! Visit AV ALTA FC Season Tickets to grab yours and show your support for our local team.
Together, we’re making a difference in the community and celebrating the love of the game. Let’s go, AV ALTA FC: https://www.avaltafc.com/
The new season kicks off in Spring 2025, and you won’t want to miss a moment of the action. Secure your spot to cheer on AV ALTA FC by purchasing your season tickets today! Visit AV ALTA FC Season Tickets to grab yours and show your support for our local team.