Certificates are a great option if you have a lump sum of money that you’d like to earn higher interest and put your money to work for you.
There are a variety of certificates to choose from with rates, terms and features to meet your specific needs.
Share Certificates
- Minimum deposit of $1,000*
- Terms from 6 months to 5 years
IRA Certificates
- Minimum deposit of $1,000*
- Terms from 6 months to 5 years
Term Share Certificates feature:
- No fees to open or maintain your account.
- Minimum opening deposit – $1,000.
- Terms from 6 to 60 months with an option to renew when the term ends.
- Dividends earned daily and compounded quarterly.
- Interest that can be paid to your Checking, Savings, or Certificate account.
- IRA Certificates also available.
- Accounts safe and insured up to $250,000.*
- Your Certificate can even be used as collateral for a Secured Loan. Plus, deposit funds whenever you like. Ask about easy automatic deposit options.
* All deposits are insured up to $250,000 by the National Credit Union Administration a federal government agency. Annual Percentage Yields are subject to change without notice. Some penalties may apply for early withdrawal.