Green Vehicles Loans

We’re thrilled to offer green loans for electric vehicles, ebikes, solar panels, and energy-efficient appliances. Enjoy 0.25% APR* off standard vehicle loan rates while supporting sustainable living and reducing carbon emissions in California.

There’s still time to take advantage of federal EV tax credits—$7,500 on eligible new EVs and $4,000 on eligible used EVs—but hurry – these tax credits expire September 30, 2025.

Green Vehicle Loans

Vehicle Types:

  • All-Electric
  • Plug-In Hybrid Electric
  • Hybrid And/Or Highly Fuel Efficient with an EPA Fuel Economy of at least 40 MPG (combined city/highway)
  • Fuel Cell and Alternative Fuel Vehicles (ethanol, natural gas, propane, hydrogen) with an EPA Fuel Economy of at least 40 MPG (combined city/highway)

Green Vehicle Loan features:

  • Terms of 60 or 72 months
  • Amounts from $3,000 to $100,000
  • Fixed interest rates
  • New and used vehicles
  • No prepayment penalties

Electric Bicycle (e-bike) Loans

New e-bikes, defined as any bicycle that includes an integrated electric motor, but also retains the ability to be pedaled by the rider.

Electric Bicycle Loan features:

  • Terms of 36 to 60 months
  • Amounts from $1,000 (max term 36 Months for loans less than $5,000) to $15,000
  • Fixed interest rates
  • No prepayment penalties
  • Automatic electronic payments
  • Direct payment to retailer

*APR = Annual Percentage Rate. Rates shown are our lowest rates for preferred borrowers and reflect a Clean Green Loan rate discount ranging from 1/2 to 1% APR. Discounts are available to all qualified borrowers however, other rates and terms may apply. Most Clean Green loans require direct payment to vendor. Not all financing options for Clean Green Solar loans may be available for solar loans but we are working on it diligently. All loans are subject to credit approval and not all borrowers will qualify. Please contact the credit union with questions about any of our Clean Green loans.

NOTE: Electrified two-wheelers without pedals would be considered electric motorcycles, which are eligible for our clean energy vehicle loans described above.