We offer personal loans with competitive fixed-rate and term options to keep your monthly payments at a minimum, so you can borrow with confidence.
Personal Loans
Personal loans are closed-end loans offered by Edwards FCU to make borrowing simple and flexible.
Personal Loan features:
- No annual fee.
- Enjoy a fixed rate.
- No pre-payment penalty.
- Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
- Easy access to your funds through ATMs, Online Banking, and by phone.
- Generous credit up to $30,000.
- Flexible terms up to 60 months.
- Low monthly payments with fixed payment plans available.
Personal Line of Credit (Unsecured)
The Edwards FCU Line of Credit gives you the freedom to borrow from an ongoing credit line. As you pay your credit line funds are replenished so they can be used again.
Personal Line of Credit features:
- No annual fee.
- Enjoy a fixed rate.
- No pre-payment penalty.
- Edwards FCU makes it easy to repay your loan with automatic payments and payroll deduction.
- Access your funds around the clock at ATMs, through Online Banking and by phone.
- Generous credit limits up to $30,000.
- May be set up as overdraft protection for your Edwards FCU checking account.
- Payments as low as 3% of your line of credit balance.