We help our members achieve their homeownership dreams with personalized service, helping you every step of the way. We work with you to find the loan option to fit your needs and budget. For current homeowners, we offer smart ways to use your home’s equity for major needs like educational costs, home improvements, and more.
We can assist you with:
- First-Time Homebuyer Programs
- Conventional, FHA and VA Loans
- Fixed and Adjustable Rate Loans
- Refinance your current mortgage from another lender to lower your payments and save
- Financing available for owner-occupied and investment properties
Ready to apply for a mortgage or need more information about our lending options? Call our Real Estate Lending Professionals at (800) 267-0477.
Edwards Federal Credit Union has partnered with OceanAir Federal Credit Union to bring you flexible, affordable mortgage loan options. Together, we’re making homeownership more accessible than ever.
For today’s rates and to start your application, click below.
Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.
Open CalculatorMortgage Options Calculator
Use this calculator to find the home price range you can afford.
Open CalculatorInformation and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.