Life is full of surprises, and sometimes you need quick cash to handle them. Whether it’s for groceries, car repairs, or other unexpected expenses, MyCash has you covered. With no credit check needed, you can get approved in just 60 seconds and access the funds you need fast and hassle-free.
MyCash Features:
- No credit check required
- Borrow between $200 and $2,000
- 12-month term
- Decision in seconds
- Proceeds deposited instantly into your Edwards FCU account
- Build or repair credit
- Fast, easy, contactless application process 24/7
Requirements and Eligibility:
- Must be credit union member for at least 6 months
- Must have reoccurring direct deposit of pay or other benefits
- Must be 18 years or older
- Payments are drafted monthly from the account receiving the loan proceeds and on the date selected at time of application
- Eligibility for Primary Account holder only
- Only allowed one MyCash loan at a time
- $20.00 application fee*
MyCash Payment Examples:
| Loan Amount | APR* | Monthly Payment | Term |
|---|---|---|---|
| $500 | 24.99% | $47.52 | 12 Months |
| $1,000 | 24.99% | $95.04 | 12 Months |
| $2,000 | 24.99% | $190.08 | 12 Months |
*APR=Annual Percentage Rate. Subject to eligibility and approval. Rates effective 11/07/2024.