Visa Credit Cards

We offer a variety of credit cards with low rates, reward points, and no annual fees.

Compare Credit CardsEdwards FCU branded VISA Platinum credit cardVisa PlatinumEdwards FCU branded VISA Platinum credit cardVisa Platinum RewardsAV Alta Visa Platinum RewardsAV Alta Visa Platinum Rewards
Earn Points on PurchasesEarning valuable rewards points with every purchase, redeemable for cashback and moreEarning valuable rewards points with every purchase, redeemable for cashback and more
Annual Fee$0$0$0
Annual Percentage Rate (APR)0% APR on purchases/balance transfers for 180 days. Thereafter as low as 9.99%As low as
13.99%
As low as
13.99%
Lost Luggage ReimbursementBlue check mark that represents yesBlue check mark that represents yesBlue check mark that represents yes
Travel & Emergency Assistance ServicesBlue check mark that represents yesBlue check mark that represents yesBlue check mark that represents yes
Travel Accident InsuranceBlue check mark that represents yesBlue check mark that represents yesBlue check mark that represents yes
Verified by VisaBlue check mark that represents yesBlue check mark that represents yesBlue check mark that represents yes
Warranty ManagerBlue check mark that represents yesBlue check mark that represents yesBlue check mark that represents yes
Convenient 25-day payment grace-periodBlue check mark that represents yesBlue check mark that represents yesBlue check mark that represents yes
Emergency cash and lost or stolen card replacementBlue check mark that represents yesBlue check mark that represents yesBlue check mark that represents yes

Visa Platinum Rewards and the AV Alta Platinum Rewards points feature:

  • Earn Points with Every Purchase: Get 1 point for every dollar you spend using your Visa Platinum Rewards Card.
  • Boost Your Rewards: Earn 2 points for every dollar spent at gas stations.
  • Welcome Bonus: Retail purchases earn points and will earn a 500-point bonus if cardholder(s) spend up to $1,000 in the first 90 days
  • Flexible Redemption Options: Redeem your points as a statement credit or deposit them into your Edwards Federal Credit Union Savings or Checking account.
  • Simple Redemption Threshold: Start redeeming rewards once you’ve accumulated at least 2,500 points.
  • Easy Online Redemption: Redeem your points anytime at www.CURewards.com.
  • Quick Processing: Expect your rewards redemption to be processed within 5 to 7 business days.
Credit Card Disclosure

*APR=Annual Percentage Rate. Grace period for repayment of balance for purchases. 25 days on average to repay your balance for purchases before a finance charge will be imposed. Balance computation method for purchases. Average daily balance including new purchases. $25 transaction fee for paying late if not received within 10 days after the due date. The information about the cost of the Visa credit cards above is accurate as of 11/07/2024. This information may have changed after that date. All loans are subject to credit approval. Loan rates, terms, and conditions are subject to change without notice. Your actual loan rate may vary from the rates shown, and will be based on an evaluation of your credit profile. Click here for complete credit card disclosure.

Lost or Stolen Cards

Report Lost/Stolen/Fraud Visa Debit & Credit Cards

24/7 numbers:

Debit Card: 888-918-7313 – Press “4#”
Credit Card: 800-449-7728 – Press “5#”