Dividend Rates

Rates effective 02/19/2026

Savings AccountsMinimum BalanceAPY*
Share Savings$250.25%
Holiday Account
(Funds dispersed Oct. 31)
$250.05%
Youth Account
(Open to kids up to age 17)
$250.05%
Organization Account
(Ex. Girl Scouts, Rotary Club)
$250.05%
Individual Retirement Accounts (IRAs)Minimum BalanceAPY*
Traditional IRA$500.50%
Education$500.20%
Roth IRA$500.50%
Money Market Share Savings**APY*
Minimum Balance: $1,000.000.05%
Minimum Balance: $2,500.000.80%
Minimum Balance: $10,000.001.00%
Minimum Balance: $50,000.001.15%
Minimum Balance: $100,000.001.80%
Share (CDs) and IRA Certificates***Minimum BalanceAPY*
6 Months$1,0003.35%
12 Months$1,0003.30%
15 Months$1,0003.30%
18 Months$1,0003.30%
24 Months$1,0003.35%
36 Months$1,0003.25%
48 Months$1,0003.45%
60 Months$1,0003.45%

*APY=Annual Percentage Yield.
**Up to 6 withdrawals per month; Minimum deposit $2,500. Fees or other conditions could reduce annual percentage yields. Dividend rates variable; they are subject to change without notice.
***The above Share and IRA Certificate dividend rates and annual percentage yields (APYs). APYs are paid at maturity only. A penalty will apply for early withdrawal. Your share savings in this Credit Union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.