VISA® Platinum Credit Card

Platinum Visa card with night sky image

Our Platinum VISA Credit Card, one of your best member benefits…
FREE Balance Transfers*

• as low as 9.99% APR*
• up to $30,000 credit limit

Current Great-Rates
Apply for Your VISA Platinum Credit Card
  • Rates as low as 9.99%APR* to help lower monthly payments
  • FREE Balance Transfers of other high-rate credit cards*
  • No annual fees
  • No transaction fees for purchases
  • A global network of ATMs
  • Convenient 25-day payment grace-period
  • Cash Advance & Balance Transfer begin interest to the transaction date – learn how to avoid paying interest >
  • The prestige of Platinum and purchasing power everywhere VISA® and VISA® Credit Cards are accepted
  • Emergency cash and lost or stolen card replacement
  • Warranty Manager

How to avoid paying interest – Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay the entire account balance, including balance transfer and cash advances by the due date of each month. We will begin charging interest on cash advances and balance transfer on the transaction date.

Edwards also provides FREE Fraud Text Alerts – continuous monitoring of your Edwards Visa debit and credit cards to identify and prevent fraudulent transactions.

To get started & save with our Platinum Visa, call us, visit a branch, or Apply Online.

*APR = Annual Percentage Rate, fixed based on your creditworthiness. Existing Edwards FCU Visa Credit Cards not eligible for FREE balance transfers, only balance transfers from credit card from other financial institutions.

Verified by VISA®

It’s fast, easy, and free. It’s Verified by VISA® – the best way to protect yourself while you’re shopping online. Edwards FCU and VISA® are proud to bring you the extra

feature which ensures that your personal information is protected, and your shopping experience is pleasant.

Here’s how Verified by VISA® works:

  1. Shop at participating online stores. Make purchases as usual by entering your VISA® number and submitting your order.
  2. A window will appear asking for your Verified by VISA® password so your identity can quickly be confirmed.
  3. Now you’re done. You will simply return again to the online store.

Sign up at Choose your personal password and activate your card. Then you can access “Places to Shop” to see all the Internet sites where Verified by VISA® protects you. If you use your card at a website that’s not yet participating, it continues to work as usual.

Lost or Stolen Cards

During Business Hours:   661-952-5945 or 877-256-3300

REPORT LOST/STOLEN/FRAUD Visa Debit & Credit Cards
Anytime 24/7:   661-952-5945 or 877-256-3300
Debit Card – Press “4#” / Credit Card – Press “5#

* All loan rates and terms are subject to credit worthiness and approval. Rates and Terms may change at any time. Edwards Federal Credit Union is an Equal Opportunity Lender.

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