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What You Need to Know about Overdrafts and Overdraft Fees

Click here for the "What you need to Know About Overdrafts and Overdraft Fees Form".

What are the standard overdraft practices that come with my account?

We may authorize and pay overdrafts for the following types of transactions:

We may not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if Edwards Federal Credit Union pays my overdraft?

Under our Courtesy Pay overdraft practices:

What if I want Edwards Federal Credit Union to authorize and pay overdrafts on my ATM and everyday debit card transactions?

If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions, simply click "Yes" below and then submit this form.

Still have questions? You may call us at 661-952-5945 or toll-free 877-256-3300 (Press 0# for Member Services) or visit our Help Desk/FAQs>Courtesy Pay FAQs


*I want Edwards Federal Credit Union to authorize and pay overdrafts on my ATM and everyday debit card transactions. I understand that I have an ongoing right to revoke this consent at any time.

Yes     No

Please click the submit button below to complete the form.
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