Online & Mobile Banking

If You’re Not Currently Using Online Edwards Online and Mobile Banking, Sign Up NOW! 

Our Online & Mobile banking offers you more features than ever before – and looks great and works great on all your desktop and mobile devices. You can log-in via a smart device using a pin, touch print or face recognition – plus, you have the ability to block your debit card if lost or stolen. Here are more features:

  • Easy-to-use Billpay
  • Deposit checks with a photo
  • Apply for a loan
  • Easily notify the credit union of international travel
  • Block a lost/stolen card
  • And more!
Sign Up – click to ENROLL NOW!

Great new features for Online & Mobile Banking!

  • Easier-to-use interface.
  • View your statements through the the app.
  • Block and unblock your debit card as needed.
  • Added security for member-to-member transfers.
  • and more!
Apple App Store Download Link Google Play App Store Download Link

Answers to most common questions here:

What if I’ve forgotten my Password or if I need help changing my current Password?

Use the “Forgot Password” feature on the online banking or mobile banking log-in page. The system will send a validation code to your email once information for identity verification been entered. To change your password, use the “Change Password” feature found in your Profile settings.

How do I contact the Credit Union via Edwards FCU home banking?

You can send a secure message and/or question to the credit union via online banking and mobile banking. Questions will be answered within one business day.

Can I start to use Edwards FCU home banking if I’m a member, but I haven’t used it in the past?

Absolutely!  You can enroll through online banking or mobile banking by clicking the “Enroll” button. Members will need to input member number, SSN, DOB and a username and password that follows the rules shown on the enrollment form. After a successful enrollment, members can log in to both online banking and mobile banking with the same credentials.

Are there any fees for using Edwards FCU mobile banking?

No. Members enjoy all online banking services free of charge.

Can someone intercept my EFCU mobile banking transactions?

No. Our mobile banking uses state-of-the-art secure online technology to protect member information.

How can I be sure my account is secure if someone steals my mobile device?

We require either username/password, or PIN, or Fingerprint, or Face Recognition to log in to your mobile banking. So even if your mobile device has been stolen, no one else can access your account. However, in the event your phone is lost or stolen, we recommend contacting your mobile carrier to de-activate the phone.

What is Remote Deposit Capture (RDC) or Mobile Deposit?

RDC, or more simply Mobile Deposit, allows members to capture check images to make deposits via their phone or tablet camera. Our Mobile Deposit feature allows for deposits to savings and checking accounts, as well as loan accounts and joint accounts.

Can I deposit a check right away?

Yes. Place your paper check on a flat surface, under good light, to take a picture. Also make sure the check image is positioned fully within the camera frame, and in-focus.

Can I still bring check deposits into a branch?

You can, if they haven’t already been deposited through mobile banking. Federal Regulation CC was updated on July 1st, 2018 to prevent duplicate check deposits. Therefore, if you deposit your check via mobile banking, you need to endorse the back of your check with “Mobile Deposit Only.” Once endorsed this way, the check can no longer be accepted at a branch location.

What is the maximum amount I can deposit using Mobile Deposit?

You can deposit checks up to $3,000 per item; $10,000 per day.

Will holds be placed on checks submitted through RDC at mobile banking?

Yes, they may be. All deposits are subject to policies outlined in the Terms and Conditions applicable to all accounts.

What should I do with a check once it has been scanned successfully?

Store it in a secure location for at least 45 days, then destroy it.

Does my check require an endorsement?

Yes, please endorse the check with your signature and include “Mobile Deposit Only.”

If You Need Help, Call 877-256-3300 or E-Mail Us at:

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