Personal/Lifestyle Loan & VISA Rates

Loan TypeAPR as Low asToTerm
Rates effective 05/02/2024
PERSONAL LOAN & VISA®APR* As Low AsToTERM (and/or Maximum Loan Amount)
Minimum Loan Amount of $500. $50 Minimum Payment.9.99%17.49%Up to 60 months. $30,000 maximum.
LINE OF CREDIT (LOC)APR* As Low AsToTERM (and/or Maximum Loan Amount)
Minimum loan amount of $500.11.99%17.99%Up to 60 months. $30,000 maximum.
VISA®APR* As Low AsToTERM (and/or Maximum Loan Amount)
 Visa logo9.99%17.99%$30,000 maximum.
No Annual Fee. Free Balance Transfers. No min finance charge. No transaction fee for purchases or cash advances.
*APR = Annual Percentage Rate.
Grace period for repayment of balance for purchases. 25 days on average to repay your balance for purchases before a finance charge will be imposed.
Balance computation method for purchases. Average daily balance including new purchases.
$25 transaction fee for paying late if not received within 10 days after the due date.
The information about the cost of the Visa credit cards above is accurate as of 12/15/2023. This information may have changed after that date.
All loans are subject to credit approval. Loan rates, terms, and conditions are subject to change without notice. Your actual loan rate may vary from the rates shown, and will be based on an evaluation of your credit profile.

You are about to leave

By accessing the noted link you will be leaving Edwards Federal Credit Union's website and entering a website hosted by another party. Edwards has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Edwards website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Edwards Federal Credit Union.

Go back