Savings Account and Dividend Rates


Share Savings

Open your Share (Savings) Account with just $1 and start enjoying the benefits of membership. You’ll start earning dividends with a balance of just $25.

  • Manage your account 24/7 with Online Banking.
  • Enjoy easy account access with your ATM Card.
  • The option of using our CALL-24 automated phone service.
  • Your Share (Savings) Account can even be used as collateral for affordable Shared Secured Loans.

Money Market Account / Savings

Edwards Federal Credit Union offers money market accounts. No monthly service charge applies, and a minimum deposit of $2,500 is required to open. Rates are determined by the Board of Directors monthly.

Convenient Deposits/ Withdrawals

Deposits to your Edwards Federal Credit Union Money Market can be made by any means – in person, by mail, telephone transfer, direct deposit or payroll deduction. You select the method that’s most convenient to you.

Withdrawals from your Money Market Account may be made by mail, in person or by telephone transfer (with proper authorization). For convenience, you may make up to six (6) withdrawals per statement period.

FREE Checks

Open an Edwards Federal Credit Union Money Market Account and your checks are always free.

Organizational Savings

Open a savings account for your club or non-profit organization today. Boy Scouts, Girl Scouts, Rotary Club – benefit from the high yield savings features available to members.

Truth-in-Savings – for important information about dividends, terms, fees, penalties, specific details and conditions associated with your Credit Union accounts, please ask for a copy of our Truth-in-Savings disclosure, “About Your Credit Union Accounts.”

All deposits are insured up to $250,000 by the National Credit Union Administration a federal government agency. Annual Percentage Yields are subject to change without notice. Some penalties may apply for early withdrawal.

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